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4 Bad Spending Habits You Need to Break Today

Imagine a reality where you can afford to move into your dream house, send your kids to college without debt, and give so generously that it transforms your community. If only . . . right? Wrong. With a few changes to your spending habits, you actually can turn your financial dreams into reality. How Bad Spending Habits Mess Up […]

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Dave Says… Is Umbrella Coverage Worth It?

Dear Dave, Are umbrella insurance policies worth it, or do they just entice people to sue more frequently? Tammi Dear Tammi, I don’t think there’s any indication umbrella policies entice folks to bring lawsuits more frequently. If you hadn’t noticed, we live in a lawsuit-happy world. There are lots of greedy people out there who […]

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Dave Says…. Work First, Play Later

Dear Dave, I brought about $15,000 in student loan debt into our marriage. I’m 26, my wife is 27, and we’ve been married a little over a year. During that time, our parents have helped us out with financial gifts occasionally. Whenever this happens, my wife and I get into an argument. She likes to […]

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Budgeting for Christmas

Making a list, checking it twice . . . Oh wait, it’s not the holiday season quite yet? You may still be enjoying time at the pool, but if you haven’t started yet, now is the best time to start budgeting for Christmas. When you make a Christmas budget ahead of time, you can stop the holiday […]

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Automobile Prices Hit All-Time High in July 2021

Purchase Incentives Continue to Drop – New-vehicle affordability hits 10-year low in July as high prices, low incentives combine to put pressure on new-vehicle shoppers. – Average new-vehicle transaction prices hit record $42,736 in July, according to Kelley Blue Book. – Tight new-vehicle supply continues to put upward pressure on new-vehicle transaction prices. The average […]

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