Dear Dave, We’d like to own a home someday, but we know we’re not ready for that kind of financial commitment yet. Where does buying a house fit in your
Dear Dave, How far in advance do you recommend figuring future purchases into your budget? Robbie Dear Robbie, I recommend starting to put money aside, and including it in your budget as
Dear Dave, A friend told me about your Baby Steps program. I have one question, though. I noticed that according to your plan, saving for retirement should come before saving
My dad, Dave Ramsey, filed for bankruptcy the year I was born. My older sister was about three. So, with a brand-new baby, a toddler, and as dad says all
You guys, we all know 2020 was insane. But here’s some good news: You may not need to make student loan payments until October of this year because the student
Dear Dave, Your plan has been a lifesaver for us. Why do you think some people are unwilling to listen to good advice, and make changes in their finances? Tammi
Dear Dave, I was talking to a friend the other day, and I couldn’t remember what you said about the three good uses for money and why each is important.
One time, Mama Hogan looked at me and said, “Christopher”—she had my attention when she said my full name— “I don’t ever want you to be a ‘been’ brother.” I
Nearly half (46%) of Americans say their debt level creates stress1. New Years’ resolutions are a first step to changing financial habits, but it takes a proven plan and small wins
Dear Dave, What is your advice when it comes to investing a one-time, lump sum of $4,000 for a long period of time? I recently received an inheritance from an